If you are a first time buyer, are re-mortgaging for a better deal, looking to raise additional capital for those much needed home improvements, upsizing or downsizing; we can look for an appropriate mortgage for your circumstances.
We understand it’s not just a house to you, it’s your home. Moving home is one of the Top 10 Major stressful events; we understand this and are here to help lower your stress levels. Our Mortgage Advisors will call at your request, to arrange an appointment at the time and place that suits you most. At that appointment your Mortgage Advisor will look at your financial background and your current circumstances to search a comprehensive panel of mortgage lenders to get you the best and most appropriate mortgage.
The service you can expect......
Our Mortgage Advisors aren’t limited to one, or a specific group of mortgage providers; we can access products from a comprehensive panel of mortgage lenders. We can assist with the form filling and we’ll explain about the supporting documentation you will need to provide. When we submit the application on your behalf, we should have an ‘in-principle’ decision within 24 hours. We aim to have a mortgage offer sitting on your doorstep within 20 working days, depending on the lender. We won’t abandon you at this point either; we will keep in regular contact with you and liaise with your solicitor and estate agent until the keys are in your hand.
We are aiming to build a lifetime relationship with you, so we will contact you on a regular basis to make sure if there have been any changes to your circumstances and needs. Three months before your current mortgage deal is due to expire; we will arrange to meet with you again, to ensure you have the best and most appropriate mortgage in place. Our ultimate aim is to save you money on your mortgage payments.